Illinois Association
of
Foreclosure Prevention Professionals

Promoting Public Education
and Ethical Foreclosure Prevention Practices

A Credit Repair Company

Questions To Ask A Credit Repair Company

Do you guarantee your service? NOTE: No credit repair service, by law, can guarantee a specific outcome for using their services. They also cannot give you a timeframe in which your scores will go up.
Is your credit repair service legal? A credit repair company or attorney who is in the practice of providing credit repair must follow the Credit Repair Organization Act (CROA). NOTE: To verify if a company is in compliance with this Act, go to this web link
|
CROA
How do I know your service is working?
What credit agency reports will you use in getting my case repaired? NOTE: The three widely accepted credit bureaus are Experian, TransUnion, and Equifax,
When do I pay your fee for your service? NOTE: According to the Credit Repair Organization Act (CROA) you can only be charged after the Services have been rendered.
Can I cancel your service at any time?
Will I be able to speak to a live person about my case?
Is there a customer service department where I can speak to a live person?
Is a 'new credit identity' or do you perform
'file segregation' a part of the services you offer?
The answer should be a resounding, NO!!!!

Our Experiences have seen...

↑ Back to top


	You will find all your Illinois foreclosure questions, information, and resources on this website; • What is foreclosure • Illinois timeline • Foreclosure solutions • Foreclosure assistance • Foreclosure Resources • AND MUCH MORE!!


	Help Keep IAFPP Alive Click here to find out how you can help

Home

About us

◦	Our Founder
◦	Creation of IAFPP
◦	What We Do

Foreclosure Overview

◦	What is a Mortgage
◦	What is Foreclosure?
◦	Foreclosure Starts
◦	Foreclosure Types
◦	Foreclosure Timeline
◦	Foreclosure Process
◦	The Summons
◦	Answering the Summons
◦	Remedies and Solutions
◦	The Plan
◦	Pros and Cons of Attorney
◦	Loan Modifications

Housing Counseling

Questions To Ask

◦	Your Lender
◦	A Realtor
◦	A Mortgage Broker
◦	A Bankruptcy Attorney
◦	A Credit Repair Company

Foreclosure Scams

Do It Yourself

Help IAFPP

Housing News

Financial Planning News

Site Map


	Visit The IAFPP Community Click Here Comments Interaction Blogs Forums Questions

This site provides information about foreclosure law designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice. The application of law varies with an individual's specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.